Battle Plan Series – Phase 1 (STEP) – T.rack Your Spending

Now that you have figured out how you got here, where you are and where you want to go, its time to start getting things lined up.

The next stage is to put your spending habits on paper, create a budget and squeeze the most you can out of it.

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Using EveryDollar to Budget for More Than 1 Monthly Paycheck

Many of us are paid more than once a month, sometimes on set days (such as the 1st and 15th), bi-weekly, or just have multiple income sources (i.e. his paycheck, her paycheck, disability, business income, VA benefits, etc.).

While I loved the ease and portability of EveryDollar as compared to my excel sheet, I’m a very visual person and I couldn’t wrap my head around what to pay out of each paycheck.

If you are like me and that is the only thing holding you back from using this app, let me show you how you can make EveryDollar work for you! Watch the video instead!

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Creating Your First Budget (Made Easy)

By: Amber Moore

You may have watched your parents budget their paychecks and you’ve probably heard many people say that a budget is the best way to control your money (instead of feeling like it controls you!), but if you’ve never done one before, the thought of it might seem overwhelming!

It’s really not, I promise. I’m going to show you how to create your very first household budget without making your head spin.

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Battle Plan for Financial Freedom

CAM offers a two phase program. STEP is for people just starting out on their path to financial freedom and walks you through getting completely out of debt. Once you graduate from STEP, you will enroll in DFAS where you will build up savings, retirement and pay off your house. If you are interested in learning more about the program or would like CAM to walk with you on your journey contact us me at Charles@CAMFinancialCoach.com.

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How to Cut Your Grocery Budget in 1/2!

By: Amber Moore

I don’t know about you, but we have 4 kids in our house and while the younger 2 (who are 2 and 11 months) don’t dig into the pantry too much, the oldest 2 make up for that (and then some)! Sometimes I wonder if there will ever ben enough food to satisfy their hunger!

At one point, we were spending close to $1,000 per month in groceries, OUCH! Some of you might be looking at that number and thinking that for a family of 6, that’s not bad, or perhaps that you are wondering why your number is higher than that. Now, I realize there are some areas with an extremely high cost of living or some people that live overseas and don’t have the same availability as those here in the lower 48, BUT I do believe that for a family of 6, you could live on $600 or less in groceries per month and I will tell you how.

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