Battle Plan Series – Phase 1 (STEP) – T.rack Your Spending

Now that you have figured out how you got here, where you are and where you want to go, its time to start getting things lined up.

The next stage is to put your spending habits on paper, create a budget and squeeze the most you can out of it.

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Battle Plan Series

Welcome to the Battle Plan Series! We are going to go through both phases of CAM’s battle plan and what each step entails. The battle plan will consist of 2 phases to getting to financial freedom.

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Creating Your First Budget (Made Easy)

By: Amber Moore

You may have watched your parents budget their paychecks and you’ve probably heard many people say that a budget is the best way to control your money (instead of feeling like it controls you!), but if you’ve never done one before, the thought of it might seem overwhelming!

It’s really not, I promise. I’m going to show you how to create your very first household budget without making your head spin.

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3 Steps to Tithing Faithfully

This week I wanted to spend some time on something that has been weighing heavy on my heart: tithing. Tithing is a biblical principal that many battle with. This struggle is not only knowing and understanding the concept of tithing, but also remaining steadfast in giving, no matter the circumstances. I know I have certainly struggled in this area of my faith!

How can you justify putting hundreds of dollars in the bucket at church when you have that credit card payment to make? How are you supposed to tithe when at the end of the month you don’t have enough left over?

Those are all questions that I’m sure every devout Christian has asked themselves at one point, probably when they were struggling to make ends meet, living paycheck to paycheck. But I’m here to tell you that you can tithe, you can do it correctly according to God’s word, and that putting your tithe first will not end your world. So I’ve put together 3 simple steps that you can take today that will get you on the right path to faithfully and consistently rendering unto God what is His.


3 Steps to Tithing Faithfully

Tithe FIRST.

When you are creating your monthly budget, the very first thing on your budget should bemoney-652560_1280 your tithes. This means before gas, before groceries, before car notes. We are giving God 10% of our best, not of whats left over.This doesn’t mean 1/10 after taxes and all bills are paid because thats what you have left over. God wants your “first fruits”. So when you sit down to do November’s budget, the first place you will put your money is in that “Tithe” category.

This is a principal I personally struggled with each month and had to learn to allow my faith to guide and trust in the Lords plan and guidance. Mark 12:17 tell us, “Then Jesus said to them, “Give back to Caesar what is income-tax-491626_1920Caesar’s and to God what is God’s.” And they were amazed at him.” “Give back to Caesar” meant to pay your taxes, and “to God what is God’s” is referring to tithes. The Bible does not tell us to “render unto Ceaser what is Ceaser’s and then render unto God what is His”. You are commanded to tithe and pay your taxes. I wanted so bad to use after tax dollars to calculate what my tithes should be, but by making this argument I was telling myself that Uncle Sam was more important than my Lord and Saviour.

Give 1/10th and beyond.

The word “tithe” literally means a tenth. From well before the laws of Moses, to even when Jesus was walking on the earth, we are taught to “tithe” on what we have been blessed with. Some believe this goes beyond your money to include your time, etc. but for the purpose of this post we are focusing on the finances. So now we see that 1/10 of all of our income should be given unto the Lord as a tithe.


It can be a really simple concept if you don’t try to excuse your way out of it. Any and all income should be tithed on (your paycheck, your VA income, your child support income, etc.). If you are ever in doubt whether you should tithe, why not just go ahead and do it? Giving more than necessary to the kingdom of God sounds like a way better way to go about finances than trying to be stingy with God’s blessings.


Now in Acts 11:29 we are taught that in addition to tithing, everyone should give (whether offerings, missions, etc.) “according to his ability”. If you are living paycheck to paycheck, then giving generously for you might only be $25 and that’s okay (1 Corinthians 16:1-2). As you have more, you can and should give more.

Daily devotionals.

Malachi teaches a lot about tithing and giving in general, but perhaps the most important lesson is that tithing gives honor to God. How we tithe is just as important girl-872149_1920as what we tithe. When you tithe, and even when you give above that, “We should give generously as we purposed in our hearts, not grudgingly or of necessity, but cheerfully” (2 Corinthians 9:6-7). God is not counting the dollar bills you just gave to your church’s missionaries, He is examining your heart to see what your attitude was about giving. Did you give to honor God and grow His kingdom? Did you give to praise Him and equip his missionaries with things they need to bring His word to those who have never heard it? Or are you giving because you want more?

Tithing is not about receiving. We don’t give to God just so we can receive. Giving iswoman-571715_1920 one way we draw closer to God. Matthew 6:21 says, “Wherever your treasure is, there your heart and thoughts will also be.” If your treasures are invested in God’s kingdom and your local place of worship, then, most likely, your hearts and thoughts are constantly focusing on praising God and increasing his kingdom.

The best way to start honoring God and growing closer to Him, is to consistently be reading God’s word. Find a good devotional on tithing, honoring God or even just book-1209805_1920growing your relationship with him. Set aside a time each day to spend in God’s word. Studying what the Bible says about finances, tithing, and your relationship with God and then spending time talking to God about what you’ve read, heard, or even what you have been doing will strengthen that relationship with God, allow you to hear Him when he speaks into your life, and will keep you under that covering of protection and blessing.

Take Aways

Learning to tithe and to give faithfully is a constant battle for many Christians, especially for those that are on a path to get their finances in order and working to become debt free. I had to do a check when we started our journey and put the money into perspective. Was I really going to allow a car payment come before the Lord?

This past Saturday at a mens breakfast hosted by by my church, The Rock, Pastor Rusty Nelson touched on the fact that once you get right in the things that the Lord blesses you with, then He will bless you with more. If we, as Christ followers, cannot take care of the responsibilities and the blessings that the Lord has already given us, why would he entrust us with more? This really stuck with me and not just for finances but my entire life.

When my wife and I got on the same page with our finances as well as the Biblical principals for giving, being devoted tithers just became easier. This, I believe, was an internal switch that was made in our hearts to just have faith and give unto the Lord;  He is our God who has and will continue to provide for us, and He deserves our praise and honor.

He is our God and He will provide.

Charles Moore is a veteran, rocket doctor, financial coach, and blogger. If you’ve decided its time for you to suit up and fight for your financial freedom, check out his website at where you can get information on the coaching process, package options, and an unbeatable library of knowledge on winning financial battles.